Living Debt Free - Kevin Russell Debt Counsellor

General information

We deal with your creditors and come to an agreement that allows you to cover your living expenses and apportion the remainder of your available funds to your creditors. Debt Counsellor will conduct an independent enquiry into your financial circumstances and make recommendations to Credit Providers and the courts concerning restructuring your debt or even suspending "reckless" credit agreements.

Debt Review is the process of being assessed and assisted by the Debt Counsellor. The process begins with your application (Form 16) and ends with the issuing of a "Clearance Certificate" once all your debt are settled which will clear your ITC report.
The process time can vary, depending on how much debt you have to repay or by you (the consumer) failing to make your agreed upon repayment.